Last Updated: 30/03/ 2026
At secregisteredloanapp.com, we recognize that the privacy of your personal information is of utmost importance. This Privacy Policy document outlines the types of personal information that is received and collected by our website and how it is used, stored, and protected.
By using our website, you hereby consent to our Privacy Policy and agree to its terms. This policy is designed to be transparent about our practices and to ensure that your experience on our platform is secure and trustworthy.
1. General Overview
secregisteredloanapp.com operates as an independent information portal and blog. We provide reviews, guides, and educational content regarding Securities and Exchange Commission (SEC) registered loan applications in the Philippines. We are not a lending institution, and we do not issue loans directly. This policy applies to all visitors, users, and others who access the service.
2. Information We Collect
We collect several different types of information for various purposes to provide and improve our service to you.
A. Personal Data
While using our site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). This may include, but is not limited to:
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Email address (e.g., when you subscribe to our newsletter).
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First name and last name.
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Comments or feedback submitted via our contact forms or comment sections.
B. Usage Data and Log Files
Like many other websites, secregisteredloanapp.com makes use of log files. These files merely log visitors to the site – usually a standard procedure for hosting companies and a part of hosting services’ analytics. The information inside the log files includes:
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Internet Protocol (IP) addresses.
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Browser type and version.
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Internet Service Provider (ISP).
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Date and time stamp.
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Referring/exit pages.
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The number of clicks.
This information is used to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses and other such information are not linked to any information that is personally identifiable.
C. Cookies and Web Beacons
We use “cookies” to enhance your experience. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors.
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Essential Cookies: Necessary for the website to function properly.
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Analytical Cookies: Help us understand how visitors interact with the website by collecting and reporting information anonymously.
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Advertising Cookies: Used to track visitors across websites to display ads that are relevant and engaging for the individual user.
3. Use of Data
secregisteredloanapp.com uses the collected data for various purposes:
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To provide and maintain our Service.
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To notify you about changes to our Service.
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To allow you to participate in interactive features of our Service when you choose to do so.
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To provide customer support and respond to inquiries.
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To gather analysis or valuable information so that we can improve our Service.
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To monitor the usage of our Service.
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To detect, prevent, and address technical issues.
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To provide you with news, special offers, and general information about other goods, services, and events which we offer (unless you have opted out).
4. Third-Party Advertising and Affiliate Links
Our website contains links to third-party websites, specifically SEC-registered loan applications and financial service providers.
A. Affiliate Disclosure
We may participate in affiliate marketing and may allow affiliate links to be encoded on some of our pages. This means that we may earn a commission if/when you click on or make purchases via affiliate links. This does not result in any additional cost to you.
B. Third-Party Privacy Policies
You should consult the respective Privacy Policies of these third-party servers for more detailed information on their practices. secregisteredloanapp.com‘s Privacy Policy does not apply to, and we cannot control the activities of, such other advertisers or websites. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
C. Google DoubleClick DART Cookie
Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on their visit to our site and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network Privacy Policy.
5. Data Protection and Security
The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure.
- We implement a variety of security measures to maintain the safety of your personal information.
- We use SSL (Secure Sockets Layer) technology to ensure that all data passed between the web server and browsers remain private and integral.
- We do not store sensitive financial data (like bank account numbers or government IDs) on our servers, as we are an information-only blog.
6. Compliance with the Philippine Data Privacy Act (RA 10173)
For our users in the Philippines, we are committed to complying with the Data Privacy Act of 2012. You have the following rights regarding your data:
Right to be informed: You have the right to know how your data is being processed.
Right to access: You may request a copy of the personal information we hold about you.
Right to object: You can object to the processing of your data for marketing purposes.
Right to erasure or blocking: You may request the deletion of your personal data from our records.
Right to rectify: You have the right to dispute and have corrected any inaccuracy or error in your personal data.
7. Data Retention
We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our legal agreements and policies.
8. Children’s Privacy
Our Service does not address anyone under the age of 18 (“Children”). We do not knowingly collect personally identifiable information from children. If you are a parent or guardian and you are aware that your Children have provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
9. International Transfer of Data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
10. Disclosure of Data
Under certain circumstances, secregisteredloanapp.com may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency such as the SEC or NPC in the Philippines).
11. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “last updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.
12. Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms and conditions. If you do not agree with any part of this policy, please discontinue the use of secregisteredloanapp.com.
