List of Legal Online Loan Apps in the Philippines (Updated 11/2026)

Below is a curated list of online loan apps available in the Philippines.
We evaluate each lender based on registration status, transparency, repayment terms, and user feedback.

List of Legal Online Loans in the Philippines

Updated 11/2026

#1.

FINBRO – SEC-Registered Lender 📆 Short-term options available 🎉 Easy process 💰 1,000 – 50,000 Pesos View Offer

#2.

CASHSPACE – Online Installment Loan ✅ SEC-registered lender 📆 Flexible repayment options 📋 Standard ID requirements 💰 1,000 – 25,000 Pesos View Offer

#3.

FINPUG – Online Installment Loan 🎉 Introductory rate may apply ⚡ Approval based on eligibility 🕒 Term: 3 – 12 months 💰 1,000 – 25,000 Pesos Check Details

#4.

CREZU – Compare Loan Offers💸 💡 Compare multiple lenders ⚡ Fast online application 💰 ₱1,000 – ₱25,000 📌 Terms vary by lender View Offer

#5.

CREDIFY💸 💰 ₱1,000 – ₱25,000 📉 Introductory rate available 🎯 Valid ID required 👤 18 – 60 years old Check Details

#6.

⚡ CashExpress – Installment Loan 💰 ₱1,000 – ₱20,000 📅 3 – 12 month repayment terms 📉 Introductory rate may apply ⚡ Fast application process Check Details

#7.

KVIKU – Online Loan App⚡ 💰 ₱500 – ₱25,000 ⚡ Quick online application 📱 Simple digital process 📌 Approval depends on eligibility View Offer

#8.

💰 CASHONLINE – Installment Loan 💰 ₱1,000 – ₱25,000 📅 Monthly repayment option 📉 Introductory rate may apply ⚡ Simple online application Check details

#9.

LoanOnline – Online Lending App 🌍 Available for locals & OFWs 📆 Flexible terms available 💳 Easy repayment via bank or Gcash 💰 500 – 25,000 Pesos View Offer

#10.

CREDITIFY – Online Installment Loan💎 💰 ₱1,000 – ₱25,000 📆 Up to 12-month terms 📉 Introductory rate may apply 📋 Standard eligibility requirements View Details

#11.

🔥 FINAMI - Urgent Cash Loan 🔥 📅 Short-term 1-month quick cash 💥 Quick response time 📱 100% online 💰 1,000 – 25,000 Pesos View Offer

#12.

SOSCREDIT – Online Installment Loan 💰 ₱1,000 – ₱25,000 📆 Up to 12-month terms 📉 Introductory rate may apply 🔥 Valid ID required. View Offer

Important: Loan terms, approval conditions, and interest rates may vary depending on the lender and your eligibility. Always review the official terms and conditions before submitting an application.